Terms of Use

Terms of Use

These Terms of Use (“Agreement”) constitute a legally binding agreement between you (“you”, “your”, or “User”) and Disruptive Core, LLC (“Disruptive Core”, “we”, “us”, or “our”), a Florida limited liability company, governing your access to and use of:

• the website https://latinosdelmundo.com (the “Website”)
• the “Latinos del Mundo” mobile application (the “App”)
• plus any related products and services (collectively, the “Services”)

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by this Agreement. If you are entering into this Agreement on behalf of a company or other legal entity, you represent that you have the authority to bind such entity.

1. Eligibility

You must be at least 17 years of age to use the Services. By using the Services, you represent and warrant that you are at least 17 years old and have the legal capacity to enter into this Agreement.

Certain areas or features containing adult or mature content are restricted to users 18 years of age or older. We comply with the Children’s Online Privacy Protection Act (COPPA) and do not knowingly collect personal information from children under 13.

2. Accounts and Security

• You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
• We reserve the right to suspend, disable, or terminate accounts that violate this Agreement or that we believe may damage our reputation or goodwill.

3. User Content

• You retain ownership of all content you submit, post, or display on or through the Services (“User Content”).
• By submitting User Content, you grant Disruptive Core a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Services and our business, including for marketing and promotional purposes.
• You are solely responsible for the accuracy, legality, and appropriateness of your User Content. We may (but are not obligated to) monitor, review, or remove any User Content that we determine, in our sole discretion, violates this Agreement or is otherwise objectionable.

4. Prohibited Uses

You agree not to use the Services to: (a) violate any applicable law or regulation (b) infringe the intellectual property or other rights of others (c) harass, abuse, defame, or discriminate against others (d) transmit viruses, malware, or any harmful code (e) spam, phish, scrape, or interfere with the operation of the Services (f) impersonate any person or entity (g) engage in any fraudulent or deceptive activity

We reserve the right to terminate your access for any violation of these prohibited uses.

5. Paid Services & Billing

• Certain premium features (e.g., featured listings, priority placement) are paid services.
• All payments are processed through secure third-party payment processors and are subject to their terms.
• Payments are non-refundable except:
  • within 7 days of purchase if the service is materially defective or unavailable through no fault of your own; or
  • as required by applicable law.
• We may change pricing at any time with 30 days’ notice posted on the Services or sent via email.
• You are responsible for all applicable taxes.

6. Intellectual Property

All content on the Services (excluding User Content), including text, graphics, logos, and software, is owned by Disruptive Core or its licensors and protected by copyright, trademark, and other intellectual property laws. You are granted no license to use our trademarks or copyrighted material except as expressly permitted.

7. Third-Party Services & Links

The Services may contain links to third-party websites or services that are not owned or controlled by us. We assume no responsibility for the content, privacy policies, or practices of any third-party services. You access them at your own risk.

8. Disclaimer of Warranties

The Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Limitation of Liability

To the fullest extent permitted by law, Disruptive Core, its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, whether incurred directly or indirectly. Our total liability to you for any claim arising from or relating to the Services shall not exceed the greater of:

• $100 USD; or
• the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Disruptive Core and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your User Content, your use of the Services, or your violation of this Agreement.

11. Termination

We may terminate or suspend your access to the Services immediately, without prior notice, for any reason, including if you breach this Agreement. Upon termination, your right to use the Services ceases immediately.

12. Governing Law & Dispute Resolution

This Agreement shall be governed by the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising under this Agreement shall be resolved exclusively in the state or federal courts located in Lake County, Florida. You waive any objection to venue and any right to a jury trial.

13. Changes to Terms

We may modify this Agreement at any time. We will provide notice of material changes by posting the updated Agreement on the Services and updating the “Last updated” date. Your continued use of the Services after any changes constitutes acceptance of the new terms.

14. Miscellaneous

• This Agreement constitutes the entire agreement between you and Disruptive Core regarding the Services.
• If any provision is held invalid, the remainder shall continue in full force and effect.
• Our failure to enforce any right or provision shall not constitute a waiver.
• You may not assign this Agreement without our prior written consent. We may assign this Agreement without restriction.

Contact Us

If you have any questions about these Terms of Use, please contact us at: legal@latinosdelmundo.net

You acknowledge that you have read and agree to these Terms of Use. If you do not agree, you must not access or use the Services.

© 2026 Disruptive Core, LLC. All rights reserved.