Privacy Policy

This Privacy Policy explains how Disruptive Core, LLC (“we,” “us,” “our,” or “Disruptive Core”), a Florida limited liability company, collects, uses, discloses, and protects your information when you use:

the website https://latinosdelmundo.com (the “Website”)
the “Latinos del Mundo” mobile application (the “App”)
plus any related services (collectively, the “Services”)

By accessing or using the Services, you agree to this Privacy Policy. If you do not agree, you must not access or use the Services.

1. Information We Collect

A. Information You Provide Directly

Name, date of birth, email address, phone number, country of residence
Account credentials (username, encrypted password)
Profile information and photos you upload
Content you post (listings, comments, messages, etc.)
Payment information (processed securely by third-party PCI-DSS compliant processors – we do not store full card numbers)
Any other information you voluntarily submit

B. Automatically Collected Information

IP address, device type, operating system, browser type
Geolocation data (if you grant permission)
Usage data (pages viewed, time spent, clicks, referring URLs)
Cookies and similar tracking technologies

2. How We Use Your Information

We use your information to:

Create and manage your account
Provide, maintain, and improve the Services
Process payments and deliver paid features (Premium, Featured, Sponsored Classic listings, etc.)
Send you technical notices, updates, security alerts, and support messages
Send marketing and promotional communications (you can opt out at any time)
Personalize your experience and display relevant content
Detect, prevent, and address fraud, abuse, or security risks
Comply with legal obligations

3. Legal Basis for Processing (GDPR & Similar Laws)

Where required by law (e.g., EEA, UK, California), we process personal data based on:

Your consent
Performance of a contract with you
Our legitimate interests (e.g., fraud prevention, service improvement)
Compliance with legal obligations

4. How We Share Your Information

We do not sell your personal information.

We may share information with:

Trusted service providers (hosting, analytics, payment processors, email delivery) who are contractually bound to protect your data
Law enforcement or government authorities when required by law
Successors in the event of a merger, acquisition, or sale of assets (with notice where possible)

5. Cookies & Tracking Technologies

We use cookies and similar tools to:

Keep you logged in
Remember your preferences
Analyze how the Services are used
Serve relevant advertising

You can control cookies through your browser settings. We currently do not respond to “Do Not Track” signals.

6. Children’s Privacy & Minimum Age

The Services are not intended for anyone under 17 years old.

You must be at least 17 to create an account or submit personal information.
We do not knowingly collect personal information from individuals under 17.
If we discover we have collected such data, we will delete it immediately.

Legal parents or guardians who believe we may have collected information from a child under 17 should contact us immediately via the following Email: legal@latinosdelmundo.net.

7. Data Security

We implement industry-standard security measures (encryption, access controls, regular audits) to protect your data. However, no method of transmission over the internet or electronic storage is 100% secure.

8. Your Rights & Choices

Depending on your location, you may have the right to:

Access, correct, update, or delete your personal information
Object to or restrict certain processing
Withdraw consent
Request a copy of your data (data portability)
Opt out of marketing emails (by sending your request to the email below)

To exercise these rights, email Email: legal@latinosdelmundo.net Company: Disruptive Core, LLCWe will respond within the timeframe required by applicable law (typically 30–45 days).

California residents: We do not “sell” or “share” personal information as defined under CCPA/CPRA.

9. International Data Transfers

Your information may be transferred to — and maintained on — servers located in the United States or other countries. By using the Services, you consent to such transfers. We use approved safeguards (e.g., Standard Contractual Clauses) for international transfers where required.

10. Data Retention

We keep personal information only as long as necessary for the purposes described in this Policy or as required by law. Account data is deleted upon request or after prolonged inactivity (subject to legal retention requirements).

11. Refund Policy (Paid Listings & Services)

All purchases are non-refundable except:

Within 24 hours of purchase AND the listing has not gone live
Due to a verified technical failure on our platform that we cannot fix within 48 hours
When required by applicable consumer protection law

Refunds, when granted, are returned to the original payment method within 7–10 business days.

12. Changes to This Privacy Policy

We may update this Policy from time to time. We will notify you of material changes by posting the new Policy and updating the “Last updated” date. Continued use of the Services after changes constitutes acceptance.

13. Contact Us

For any questions, requests, or concerns about this Privacy Policy or your data practices, please contact:

Email: legal@latinosdelmundo.net Company: Disruptive Core, LLC .

Thank you for trusting Latinos del Mundo. We are committed to protecting your privacy while building the largest, most vibrant Latino community in the world.